Prshant Batra profile photo

Prshant Batra

GM-One@Work at ONE (Fintech)

Fintech OperationsCredit Risk UnderwritingProduct StrategyData ScienceVenture PlanningEngineering Management
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About

I'm Prshant Batra, currently the GM-One@Work at ONE, where I lead our Earned Wage Access initiative. My career has been a journey from engineering at Alstom to managing risk infrastructure at Goldman Sachs—where I helped launch the Apple Card—and eventually building my own startup, WageFi. I’ve spent years at the intersection of fintech, credit risk, and product strategy, and I’m deeply passionate about embedded financial services and employee wellness. I’m a firm believer that execution is everything and that momentum beats a perfect plan every time. Whether I’m operating within a large organization or advising early-stage startups, I focus on the 'boring' but critical operational details that build trust and reliability. I’m always looking to connect with 'rabbits'—high-speed executors who move the needle—and I’m active as an advisor and angel investor for founders building the next generation of fintech.

Networking

What I can offer

  • ›Fintech operational expertise
  • ›Credit risk and infrastructure advice
  • ›Angel investment
  • ›Product-led growth strategy

Looking for

  • ›High-speed executors ('rabbits') for ONE
  • ›Fintech startups for advisory or angel investment
  • ›Expanding my professional network

Best fit for

Fintech foundersProduct and engineering talentStartup operatorsFinancial services professionals

Current Interests

Fintech-as-a-ServiceEmployee Financial WellnessPayroll IntegrationsAngel InvestingStartup Scrappiness

Background

Career

Transitioned from engineering at Alstom to risk management at Amex and Goldman Sachs, eventually becoming a CTO and founder of WageFi before joining ONE.

Education

M.S. in Engineering Management from The Johns Hopkins University; B.Tech in Civil Engineering and Minor in Computational Mechanics from IIT Delhi.

Achievements

  • ›Raised ~$500K pre-seed for WageFi and grew to 7,500 users
  • ›Led the launch of the Apple Credit Card at Goldman Sachs
  • ›Received American Express Chairman Award (top 5%)
  • ›Drove $0.5 Billion incremental charge volume at Amex
  • ›Generated $1.0 Million in revenue through new engagement design at Argus

Opinions

  • Execution over Ideas: Success comes from patient, operational execution.
  • Rabbits over Wolves: Hire people who move early and execute under pressure.
  • Momentum over Planning: Clarity comes from doing and testing rather than waiting for a perfect plan.
  • Simplicity in Sales: Sell one thing and one thing only when building.