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Saransh Goyal

Cofounder & CBO at Genme

FinTechBusiness StrategyStart-up LeadershipSupply Chain ManagementDigital MarketingUser Experience (UX)
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About

I'm Saransh Goyal, Cofounder & CBO at Genme, a B2B Healthcare Fintech company building alternative credit products to solve working capital gaps in the healthcare value chain. I'm currently a senior at IIT Delhi, balancing my studies with leading our venture. I'm passionate about transforming healthcare financing through innovative fintech solutions, with a focus on distribution, risk, and AI-powered underwriting. I believe in building empathetic, user-centered digital health tools and advocating for homegrown luxury brands in India. I'm actively seeking partnerships with NBFCs, banks, and ecosystem players to co-create impactful credit products and share insights on SME finance and regulatory developments.

Networking

What I can offer

  • ›Partnership opportunities to co-create credit products for the healthcare sector
  • ›Promotion of Genme's AI-powered platform for origination, risk scoring, and servicing
  • ›Industry insights in healthcare fintech and SME finance

Looking for

  • ›expanding my professional network
  • ›exploring mutual opportunities in B2B Healthcare Fintech

Best fit for

NBFCs, banks, institutional lendersPotential partners in the healthcare and fintech ecosystemsStartup competition networks

Current Interests

Healthcare financingFintech innovationDigital lending modelsRegulatory developmentsAI/technology in finance

Background

Career

Cofounder & CBO at Genme since September 2024

Education

Bachelor of Technology (BTech) in Production and Industrial Engineering at the Indian Institute of Technology, Delhi (IIT Delhi) (Expected Oct 2022 - Jun 2026)

Achievements

  • ›Generated a pipeline of 50+ Distributors & 150+ Hospitals
  • ›Generated ₹6 Crore+ in credit demand within 60 days
  • ›Secured lending partners including U Gro Capital, FTCash, and LendingKart
  • ›Led Genme to be selected as a Top 30 Semi-Finalist at Eureka! GCC 2025
  • ›Led Genme to the Final Round of the International Competition for Entrepreneurs (ICE) 2025
  • ›Represented Genme at Seamless Middle East 2025 at DWTC

Opinions

  • The real opportunity in lending fintech is not just in user experience or alternate data, but in 'Distribution & risk - winning in underserved markets' and 'Finding pools of customers through nuanced underwriting'
  • Current Indian digital health apps are too transactional and eCommerce-like, lacking empathy; a meaningful healthcare app should be 'empathetic, supportive, and centered on the User'
  • RBI's development of AI frameworks is a critical, pre-emptive move to shape a 'permissioned, explainable, interoperable' AI architecture for BFSI
  • Most MSMEs in India don’t need more funding, they need better financial discipline; cash flow mismanagement is the primary growth constraint
  • Advocates for building 'homegrown luxury' brands in India for the world to keep global revenues in India