Metesh Bhati profile photo

Metesh Bhati

Founding Chief Product & Technology Officer (CPTO) at Sahakar Sarathi Private Limited (SSPL)

Digital Public InfrastructureFintechAPI BankingGenerative AIDigital TransformationOrganizational Leadership

About

I am Metesh Bhati, the Founding Chief Product & Technology Officer at Sahakar Sarathi Private Limited. My career has been defined by a commitment to building resilient digital public infrastructure and driving large-scale institutional transformation. From my time at HDFC Bank and Protean eGov Technologies to my current work with rural cooperative banks, I have focused on the intersection of technology and institutional trust. I am passionate about leveraging AI and digital rails to empower local institutions and foster financial inclusion for millions of citizens. Whether it is modernizing legacy systems or architecting national-scale digital initiatives, I believe in a 'tech + touch' hybrid model that respects unique institutional identities. I am always interested in connecting with others working at the forefront of the fintech ecosystem and government-led digital innovation to explore how we can build stronger, more inclusive systems together.

Networking

What I can offer

  • Expertise in architecting large-scale, resilient digital public infrastructure
  • Guidance on navigating complex institutional digital transformations

Looking for

  • expanding my professional network
  • exploring mutual opportunities in the fintech ecosystem and government-led digital initiatives

Best fit for

Institutional partnersGovernment digital initiative leadersFintech ecosystem stakeholders

Current Interests

Digital Public InfrastructureVernacular AIRural financial inclusionModernization of legacy financial systemsAgentic AI

Background

Career

Started as Chief Digital Officer at Bajaj Capital, moved to SVP roles at DSP Mutual Fund and HDFC Bank, transitioned to EVP and Chief Digital/AI Officer roles at Protean eGov Technologies, and currently serves as Founding CPTO at SSPL.

Education

Master of Science, Information Sciences and Networks, New York University (2008–2010); Management Development Programme, Organizational Leadership, Transformation & Change Management, IIM Bangalore (2018)

Achievements

  • Scaling 14 digital products across 385 rural cooperative banks at SSPL
  • Led national-scale AI-first modernization of DPI impacting 100M+ citizens at Protean eGov
  • Reduced manual processing by 80% through AI-powered workflows
  • Delivered 10+ internal digital transformation projects at HDFC Bank
  • Launched customer journey orchestration engine reducing onboarding costs by 50% at Bajaj Capital

Opinions

  • Shared digital infrastructure allows institutions to become stronger without losing their unique identity.
  • Cooperative banks are vital repositories of local trust that can be empowered, rather than replaced, by modern technology.
  • Innovation is a strategic differentiator.